Travel Insurance

OCEAN & RIVER CRUISING

Travel Insurance

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Ocean & River Cruising

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Do you really need Travel Insurance?

Many travelers assume that their health insurance or complimentary credit card insurance will cover all their out-of-pocket expenses, but this is often not the case. Here are several reasons why purchasing travel insurance for your journey is crucial:

Health Insurance Limitations: While your domestic health insurance may cover "customary and reasonable" costs overseas, it typically doesn't cover expenses like medical evacuations back to the US, which can be substantial, often exceeding $50,000.

Credit Card Coverage Gaps: While some credit cards offer travel insurance, the coverage can vary depending on your card type and may come with conditions, such as requiring you to pay for the entire trip with that card. For more comprehensive coverage, investing in a specific travel insurance plan is recommended.

Protection for Travel Investments: Avoid the risk of losing money invested in your vacation by purchasing a travel insurance plan that includes coverage for cancellations due to covered reasons listed in your policy.

Medical Expenses: Traveling to remote areas may mean limited access to quality healthcare. In case of a medical emergency requiring evacuation, a travel insurance plan can cover the costs of transporting you to the nearest suitable hospital for treatment, as well as expenses for a companion or children traveling with you.

Personal Belongings: Should your luggage be delayed, lost, stolen, or damaged during your trip, a travel insurance plan can provide reimbursement for lost items and cover the cost of essential purchases until your baggage is returned.

Travel Assistance & Concierge Services: With a travel insurance plan, you have access to 24/7 assistance for trip planning, booking services, medical emergencies, and lost baggage retrieval. Whether you need help booking concert tickets or arranging dinner reservations, a toll-free call connects you to a range of travel services.

Protect your trip today by getting a quote for comprehensive travel insurance coverage.